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Have a Bucket List to fulfill? Choose Your Insurance Tenure and Premium Period Accordingly

It’s human nature to dream about a better future and to have hopes and aspirations that one wishes to fulfill. From owning a luxurious car to traveling the world, there’s always a bucket list of wishes that one hopes to achieve in this lifetime. However, these dreams require proper planning and a financial roadmap to turn them into reality.

Financial planning involves analyzing your current financial situation and estimating your future financial needs, based on your goals, priorities, and lifestyle choices. The process also requires assessing various financial products and choosing the best saving plan that offers the best returns with minimum risks. One of the most popular and reliable financial products that offer attractive returns with low risks is life insurance plans.

Advantages of Choosing Life Insurance 

Life insurance plans come with several benefits. One of the significant advantages of life insurance plans is the flexibility offered to pay premiums. The premium payment period and the tenure of the policy can be chosen as per the policyholder’s requirements, enabling them to plan their finances and spend their money on their bucket list.

Choosing the insurance tenure and premium payment period requires deep planning and calculations. One needs to estimate their returns by understanding the investment: gains ratio, which is the ratio of the investment amount to the returns earned. A premium calculator can help you make an informed decision.

Once you have determined your investment goals, the next step is to choose a life insurance plan that caters to your requirements. One such plan that offers flexibility and attractive returns is the Canara HSBC Life Insurance iSelect Guaranteed Future Plan.

This plan comes with a host of features that offer security and financial stability to the policyholders. Let’s take a closer look at some of these features:

Pay as you like:

This feature allows you to choose the premium payment mode as per your financial situation. You can opt for monthly, quarterly, half-yearly, or annual premium payment modes at your convenience.

Gift of guarantee:

The plan offers a guaranteed sum assured, which is paid out to the policyholder on the maturity of the policy. The guaranteed sum assured offers financial security and stability to the policyholder and their loved ones.

Payor premium protection cover:

This feature ensures that the policy remains active even if the policyholder is unable to pay the premiums due to unforeseen circumstances like death, disability, or critical illness. The plan offers a payor premium protection cover that ensures the continuation of the policy in such situations.

These features make the Canara HSBC Life Insurance iSelect Guaranteed Future Plan an attractive investment option for those looking to fulfill their bucket list dreams. The plan offers security, flexibility, and attractive returns, making it an ideal investment option for those looking to secure their future and their loved ones.

Final Note

In conclusion, financial planning is crucial to fulfilling one’s bucket list dreams. It involves analyzing one’s current financial situation and estimating their future financial needs based on their goals and lifestyle choices. Life insurance plans offer attractive returns with low risks and come with several benefits.


IEMLabs is an ISO 27001:2013 and ISO 9001:2015 certified company, we are also a proud member of EC Council, NASSCOM, Data Security Council of India (DSCI), Indian Chamber of Commerce (ICC), U.S. Chamber of Commerce, and Confederation of Indian Industry (CII). The company was established in 2016 with a vision in mind to provide Cyber Security to the digital world and make them Hack Proof. The question is why are we suddenly talking about Cyber Security and all this stuff? With the development of technology, more and more companies are shifting their business to Digital World which is resulting in the increase in Cyber Crimes.


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