SBI SimplySAVE Rupay unsecured is a tailored credit card for salaried and self-employed public in India. This makes it easier to manage regular expenses while exploring exclusive benefits. For example, if you earn a minimum monthly income of twenty thousand, then you are eligible to apply. Continue reading to explore the key features, necessary documents, and easy application process. This will make you enjoy the benefits without the paperwork burdens.
Features of SimplySAVE Rupay Unsecured Credit Card
Some of the features of SimplySAVE Rupay unsecured credit card include:
- If you spend one lakh yearly, your card renewal charge of Rs 499 will be required
- You will receive 1 reward point for every Rs 150 spending using the card
- The card provides contactless payment options for fast and secure payments
- You can use this card at more than 24 million branches globally, including 325,000 in India
- As a primary cardholder, you can apply for add-on cards for your family members like parents, spouse, siblings, and kids
- The card enables you to withdraw cash at more than 1 million ATMs
- This card can be used to pay utility bills like electricity, mobile, and others with the Easy Bill Pay facility
- Being a cardholder, you can access the balance transfer facility on your EMI card
- You can transform your payments into Flexipay within 30 days for easy payments
SimplySAVE Rupay Unsecured Rewards
You must make every buy more rewarding with the SimplySAVE Rupay unsecured credit card.
- The card offers a reward point for every Rs 150 spent using the card
- This optimizes your investment and cuts your bill amount due for payment
- You can redeem your reward points for gifts from the rewards catalogue and save money
- You can further use your reward points to clear the outstanding balance on your credit card
Eligibility Criteria for SimplySAVE Rupay Unsecured Credit Card
- You need to meet the following criteria to apply for this SimplySAVE Rupay unsecured credit card.
- You should be a salaried employee
- You need to be aged between 18 and 65
- Your monthly earning should be at least Rs 20,000
- If you are a self-employed person,
- You should be aged between 21 and 65
- You should earn at least Rs 20,000 per month as per your ITR file
Documents Needed for SimplySAVE Rupay Unsecured
You should have these documents before trying to apply for SimplySAVE Rupay unsecured credit card:
- Identity proof and residential address proof
- PAN card
- Income certificate
- Bank statement
- Passport-sized pictures
Fees for SimplySAVE Rupay Unsecured
The SimplySAVE Rupay unsecured credit card needs a joining fee and a yearly renewal fee.
- Joining fee- Rs 499
- Annual Fee- Rs 499
- Add-on card fee- No applicable
Step-by-Step Guide to SimplySAVE Rupay Unsecured Application
You can apply for a SimplySAVE Rupay unsecured credit card both online and offline. These are the steps to be followed:
- Step 1: Go to the official site of SimplySAVE Rupay unsecured credit card
- Step 2: Check the eligibility criteria
- Step 3: Enter the necessary information to check your eligibility
- Step 4: Complete the online application form before submitting
- Step 5: Attach supporting documents to finish the process.
If you want to apply offline, go to your nearest SBI branch and complete a form for the card. Connect to the customer service of SBI and ensure you have all the required documents along with you for a smooth experience.
Maximizing the Use of SimplySAVE Rupay Unsecured Credit Card?
To get the most out of the SimplySAVE Rupay unsecured credit card, you should follow these strategies:
Use it for daily purchases- Purchase groceries, dine out, or movie tickets to earn more reward points
Fuel surcharge waiver– Get 1% fuel surcharge waiver at Indian fuel pumps on an investment of between 500 to 3000 rupees
Clear your bill on time- Clear the minimum amount due every month
Get help if you need it- If you face any trouble, connect with the creditors
Check your account statement- Check your monthly statement to remain updated about your investment
Customer Care Details
You can connect to the SimplySAVE Rupay unsecured credit card customer care through multiple options. Some of them are:
- Contact number- 1860 500 1290 or 1860 180 1290
- Email- [email protected]
- You can also text SBI through their official Facebook or Instagram account
- You can go to the Contact Us section of the SBI website to report any issue
- The customer care support is available Monday to Friday from 8 AM to 8 PM
- The customer care remains closed on the 2nd and 4th Saturdays of every month
Concluding Remarks
SimplySAVE Rupay unsecured credit card is great for intelligent investors who aim to save on daily expenses and get rewards. The great features like simple EMI conversion, reward points at dining, groceries, and entertainment, and waiver of fuel surcharge help you to make your spending more rewarding. Also, you get global acceptance, a money transfer feature, and low renewal fees if the spending requirements are addressed. Hence, this card is great for your daily spending, which saves your money with either cashback or the use of Flexipay. Start it from today.
FAQs
Do credit cards expire if not in use?
If your card is not in use but is still active, then the card issuer will close the account. Generally, the issuers close such accounts after some time, usually a year or so.
How does the SimplySAVE Rupay unsecured credit card work?
The SimplySAVE Rupay unsecured credit card should be between two successive statements, which is generally around 30 days. This timeline is used to manage all your transactions.
What if I do not renew my card?
If you do not renew your credit card, it will remain unused after the expiry date.
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