If you know someone who is in need of a mobility car due to their disabilities, then this article will help you to give them. With the PPI or the Personal Independence Payment, getting a mobility car will help those who are disabled in a great manner. In this article, we will be giving you a brief on how to acquire a mobility car with a PIP plan and the related details regarding it. So, keep reading the article till the end, as we will be helping you to discover more.
What is PIP?
Folks, before we give you a detailed account of acquiring a mobility car, let me first tell you about the PIP or the Personal Independence Payment. For those who do not know, the PIP is a UK government’s benefit designed to help individuals who have a disability or any kind of long term health condition that will be affecting their daily life as well as mobility. This is not like any other disability benefits; the PIP is not based on any kind of income or savings but rather on how the condition will impact a person’s ability to perform everyday tasks as well as move around.
The Department of Work and Pensions, or the DWP, assesses these PIP applicants who are looking to get a mobility car through a point-based system that will help them in evaluating the difficult activities in certain areas. These activities can include preparing food, managing medication, dressing, washing, and moving around outside the home. Depending on the level of difficulty an applicant faces, they may qualify for either the standard or enhanced rate of PIP.
Now that you have a good understanding of the PIP and the way it is helping the disabled community, I am pretty sure you would want to know more. Head to the next section of the article to decode more.
What are the Two Components of PIP?
If you are looking to get yourself a mobility car, then you need to be well-versed in understanding the critical components of a PIP. Here are the two crucial components of a PIP:
- Mobility component
- Daily living component
Mobility Component
This is one of the two components of PIP, and with this mobility component, the individuals who are having difficulty getting around due to a physical or cognitive disability are considered
Daily Living Component
This is another one of the key components of the PIP, and with this component, the individuals will need help with routine tasks like personal care, communication, and decision-making.
Now that you have a vivid understanding of the two components of the PIP head to the next section to decode the different rates of these components to get a mobility car.
What are the Rates for the PIP?
If you are wondering about the rates that are levied under the PIP, then this depends on the amount a person will be receiving from the PIP, depending upon their assessment outcome. Here are the PIP assessment rates as of 2024:
| PIP Component | Standard Rate | Enhanced Rate |
| Daily Living Component | £68.10 | £101.75 |
| Mobility Component | £26.90 | £71.00 |
It is important to note that the PIP assessment rates are especially for the ones who are interested in getting their mobility car, and the scheme eligibility is dependent on receiving the enhanced rate of the mobility component
How Does the Mobility Scheme Work?
If you are interested in getting a mobility car after getting a good understanding of the assessment rates under the PIP, then you need to understand the way the mobility scheme works. As we have mentioned earlier, the mobility scheme is a UK government-designed scheme which is run by a charity Motability, and it is specifically designed to help disabled people with mobility car. Additionally, this scheme works by ensuring that the cost of leashing the vehicle is covered without the need for any kind of additional personal payments except in cases where there is a more expensive car that requires an upfront payment.
This scheme also provides a fully insured as well as a maintained vehicle that will be given for a span of three years lease period. At the end of this period, the individual can either extend the lease or exchange the vehicle for a new one.
A Glance at What You Will Get
In this section, we will be offering you a vivid glance at what you can expect to get under the mobility scheme. Here are the components which you will be getting with the mobility scheme:
Road tax
One of the key benefits that you will be getting under this scheme is that the road tax of your vehicle will be taken care of, ensuring all the legal aspects that your vehicle remains on the road
Fully Comprehensive Insurance
This is another one of the key factors that will be covered under the mobility scheme. You will be getting coverage for accidental damage, fire, theft, and vandalism. The policy also allows for up to three named drivers, so the individual does not necessarily have to drive the vehicle themselves.
Vehicle Servicing and Maintenance
Another key component that you will be getting access to under the mobility scheme is that you will be getting coverage for vehicle servicing and maintenance. Regular servicing or any kind of necessary repairs will be covered by the scheme
Breakdown Assistance
With this scheme, you will be getting full breakdown assistance, and it also makes sure that the users receive assistance if they experience a vehicle failure.
Adaptations
This is another one of the key factors that will be covered under the mobility scheme. If any of the individuals require modifications for vehicle accessibility, then that aspect is also covered under the mobility scheme.
Tyre and Windscreen Replacement
This is another one of the key areas where the mobility scheme ensures coverage. You will be getting tyre and windscreen replacement coverage, and if any of the tyres or the windscreen is replaced, then the cost of that replacement will be covered.
Is it Possible to Get a Mobility Car at A Standard PIP?
Well, the standard rate of PIP will not allow any of the individual to get their mobility car, and the scheme is only available for those who are receiving to enhance the rate of the mobility component. However, there are certain eligibility criteria that individuals need to be careful about and also need to fulfill to understand the nuances of getting a mobility car and the way a standard PIP would help them.
Conclusion
The PIP system and the mobility scheme will be helpful in getting a mobility car for the disabled community as well as fulfill the demand for easy accessibility for the ones who have disability when it comes to mobility. That’s all, folks. I hope the article will help you to get all the information you need.
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